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| 1 minute read

Navigating AI's Impact on Insurance in the U.S.

Co-authored by Carolyn Rosenberg

Welcome to a new series on AI, where we will explore the challenges and opportunities in the rapidly evolving AI landscape. In the attached video, we dive into the fascinating world of AI and insurance. Carolyn and I explore the emerging exposures and legal challenges that AI introduces in both the U.S. and globally. From artists suing AI companies for using their likeness to insurance companies potentially mishandling claims via AI, the landscape is rapidly evolving.

AI's integration into insurance practices raises significant concerns. Allegations of discrimination and unfair practices due to AI's influence on claims handling are increasing. The responsibility for AI's output lies with its users, emphasizing the need for transparency and accountability in its implementation within companies.

On the legislative front, states like Colorado and New York are beginning to provide guidance on AI's role in claims handling. These efforts aim to ensure consumer protection and maintain fair practices. Despite the availability of some AI-specific insurance policies, there isn't widespread adoption yet, and companies must carefully review their existing policies to ensure adequate coverage for AI-related risks.

In summary, as AI continues to permeate various industries, including insurance, it's crucial to stay vigilant about policy terms, legislative changes, and potential liabilities. Insurance remains a key risk management tool, and thorough review and negotiation of coverage are essential. You can watch the video in its entirety at


ai explained, artificial intelligence, insurance recovery, litigation & dispute resolution, emerging technologies